Does Starbucks Have a Credit Card? (What Credit Score Do I Need for a Starbucks Credit Card + More Information)

It is always fulfilling to receive multiple freebies for being a loyal customer. For the Starbucks hardcore consumers, you can have a chance to redeem rewards and other items from the coffee hub. So, does Starbucks have a credit card?

Not a day passes without me having a run to Starbucks. Whether it is the very Iced White Chocolate Mocha or the BAYA energy drink, I am a Starbucks die-hard. Nevertheless, I wondered for the longest time whether I could enjoy free drinks as a loyal Starbucks customer. Well, Starbucks has a credit card called the Starbucks Rewards Visa Card that gets you enrolled in the Starbucks Rewards program to enjoy exclusive benefits such as free drinks, birthday treats, rental car insurance, and roadside emergency fees.

How does a Starbucks credit card work?

When you have the Starbucks Rewards Visa Card, you earn stars that you can redeem at participating Starbucks stores for foods, beverages, and merchandise. The card offers the advantage of a $0 intro annual fee for the beginning year, but you pay $49 after the first year.

You need to learn ways you can earn the stars to stack them up. For every $1 spent at Starbucks stores, you earn 3 stars. For every $2 spent at grocery shops, on phone services, Internet cable, and local transit and commuting, you earn 1 star. Further, you earn 1 star for every $4 spent anywhere else, for example, on charity events or buying new clothes. However, you cannot earn stars for buying any alcoholic drinks.

In the first three months after opening an account, you will receive 4,500 bonus stars when you spend $500. Additionally, you earn 300 stars the first time you utilize your Starbucks credit card to add money to your Starbucks account. A benefit that cardholders enjoy is that the stars do not expire.

When you are a cardholder, you become enrolled in the Starbucks Rewards program. You are eligible for a free birthday drink or food item, a free monthly drink, rental car insurance, extended warranty protection, roadside emergency fees, purchase protection, trip cancellation costs, and travel and emergency assistance fees.

You can redeem your stars in a variety of ways for example:

• Get beverage customization such as espresso shot or daily alternative for 25 stars.
• 50 stars for a bakery item or hot brewed coffee.
• Get a hot breakfast item or handcrafted beverage for 150 stars.
• Lunch sandwich or one packaged salad redeemable for 200 stars.
• 400 stars for a packaged coffee item like a bag of whole bean coffee.

What kind of credit score do you need for a Starbucks credit card?

You need at least a good credit score of 700+ to get the Starbucks credit card.

How hard is it to get a Starbucks credit card?

It is not difficult to get a Starbucks credit card. You need to have a credit score of 700+ and fulfill all Starbucks requirements for membership.

Can you use a credit card on Starbucks app?

Yes. You can use the Starbucks credit card on the Starbucks app to pay. To do this, log in to the app and scan the Starbucks credit card using the mobile device and pay for an item.

FAQ section

Where can I get a Starbucks credit card?

Chase Bank issues Starbucks credit cards. Log in to the Starbucks website and complete the application process.

Do I qualify for a Starbucks credit card?

If you have a credit score of 700+ and meet all requirements for registration, you qualify for a Starbucks credit card.

How do you buy a Starbucks credit card?

You do not buy a Starbucks credit card. You get the card by applying on the Starbucks website for free.